These common claims against fraternal organizations can greatly impact your operations, so it is important to be prepared. Read on to learn about common claim examples and how you can prevent them at your organization. Common Insurance Claims at Fraternal Organizations The most common claims fraternal organizations face are due to property damage and [...]
Fireworks, parades, tractor pulls, silent auctions, carnivals, bake sales—your organization partakes and hosts all kinds of events. But which events are covered by a basic general liability or umbrella policy and which events need a special event policy? Many activities, including fundraising activities, may require a special event policy due to additional exposures associated with [...]
As your organization changes from year to year, your insurance needs will also change. Whether your Post participates in new activities, hosts new events or has changes to its membership, Lockton Affinity provides access to a variety of insurance policies that can help safeguard your organization throughout it all. You begin hosting events with alcohol [...]
When alcohol is served, your organization needs proper insurance to protect against the risks and liability associated with alcohol. Depending on the type of event, whether your Post is hosting or renting its buildings, you will need different insurance coverage. Read on to understand the differences between liquor liability insurance, host liquor liability insurance and [...]
One of the things that can make shopping for insurance for your Post so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it's not always guaranteed. At Lockton Affinity, we aim to provide you [...]
"Don't put all your eggs in one basket" is a very old saying and, in many ways, it's still the basis for the modern insurance that helps protect your Post. Insurance began with people seeking to control the dangers they faced by spreading out the risk among larger groups of people and making agreements to [...]
Insurance can be a confusing topic. Unlike other purchases you make for the Post, no instruction manual comes in the box. This can make it hard to know how to use your new insurance, when to make changes and what options you have at renewal. Our customer service team loves hearing from our clients and [...]