What volunteer challenges is your Post facing? Are you struggling to fill important roles? Are longtime volunteers stepping away after years of service? Are you concerned about injuries, misconduct or other incidents involving volunteers? Volunteers contribute the time, knowledge and [...]
Some risk is normal when you’re a fraternal organization. The challenge is what to do about it. Fully assessing what your risks are, what aspects of your organization could be affected and what to do about each exposure can be [...]
Many fraternal organizations have rooms, space or facilities in their buildings that are not used on a daily basis. Making these spaces available to the public and other organizations to rent can be an effective way to earn additional income [...]
The much-loved Post kitchen could pose many hidden risks if your Post lacks the proper tools. Unsafe kitchens are more likely to result in serious injuries, which can result in costly claims and litigation. These risks can be greatly reduced [...]
Each day your organization is open, there’s the opportunity for a lot of things to go right. Most days, they do. But every so often, you’ll have a day when something goes wrong. When it does, having the right insurance [...]
Whether your organization operates a bar or hosts events where alcohol is served, organizations that sell or serve alcohol face many risks — the liability of the actions of an intoxicated person, reputational risks and more. Taking care to understand [...]
Originally published in December 2021. Updated November 2025. Posts take pride in decorating their building for festivities throughout the holiday season. Help make sure your holidays are jolly and bright by remembering these holiday decorating safety tips. Indoor Holiday Decorating [...]
Originally published in December 2022. Updated October 2025. Protecting your organization from internal and external theft is an important risk management tactic to reduce loss and claims. Theft may rise as inflation and prices rise, and fraternal organizations become a [...]
Originally published in September 2020. Updated October 2025. Every insurance claim is different, but some common fraternal claims come up more often than others. General liability claims, property damage claims and liquor liability claims are three common types of claims [...]
Originally published in September 2020. Updated September 2025. Volunteers help contribute the skills, manpower and enthusiasm your organization needs to succeed without breaking the bank. But bringing new volunteers into your Post also presents risk, and that’s why all Posts [...]
LOCKTON AFFINITY, LLC.
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The Lockton Affinity Post Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Sponsors may receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.
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