PROTECT
YOUR POST

With one simple call, you can get affordable, reliable property and liability insurance to protect your Post, members, volunteers, Auxiliary and employees.

Call 800.669.9944

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NOW EVEN LOWER RATES!

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INSURANCE FOR YOUR POST

Because no two Posts are alike, we’ve designed coverage options to protect your Post from the unique risks it faces every day. Our insurance experts help you put together a budget-conscious policy specific to your group’s activities, creating a custom property and liability insurance policy that doesn’t waste money on coverage you don’t need.

property insurance

Property Insurance

General (Commercial) Liability

Liquor Liability

Workers’ Compensation

Business Auto

Employee Dishonesty

Crime Coverage

Special Events Coverage

Umbrella Liability

Surety Bonds
(lax & Gambling Bonds)

Learn More

Property Coverage

Coverage for direct physical loss or damage to the Post home or its contents. In addition, the policy includes equipment breakdown, property in transit, business personal property of others, property off premises, accounts receivable and valuable papers coverage. Optional additional coverage included: business income, glass, and computer.

General Liability (or Commercial Liability)

Provides various limits of liability for the Post and its members. Coverage includes bodily injury and property damage, personal and advertising injury as well as miscellaneous medical payments to others.

Liquor Liability

Protects the Post should it become legally obligated to pay damages as a result of the selling, serving or furnishing of any alcoholic beverage. Various limits of coverage are available.

Workers’ Compensation

Covers employees for on-the-job injuries and provides for medical expenses and lost wages, regardless of fault. This policy is written to follow individual state laws. There are five states that are known as monopolistic states. These states are North Dakota, West Virginia, Ohio, Washington, and Wyoming. If you reside in these states, you must purchase your Workers’ Compensation through the state.

Business Auto (or Auto Liability)

Liability and physical damage coverage for business vehicles. Various limits for liability coverage and deductible levels on physical damage are available.

Employee Dishonesty

Coverage for loss due to theft of money and securities, or other property, through the dishonest acts of your employees or volunteer workers.

Crime Coverage

Coverage for loss from theft, disappearance, and destruction of money, forgery or alteration.

Special Events Coverage

Covers functions sponsored by the Post, like carnivals, rodeos, motorized racing exhibitions, wrestling, boxing matches and more.

Umbrella Liability

Additional coverage, up to $5,000,000 above the basic liability limits, to protect against large claims.

Surety Bonds

Guarantees that you meet a required obligation to another party, like license and permit, public official, court bonds, and other miscellaneous bonds.

ABOUT THE POST INSURANCE PROGRAM

We’ve been dedicated to serving Posts for more than 25 years. Through our deep understanding of fraternal organizations, we know that Post business is unlike any other, and that no two Posts are identical. That’s why we offer customized coverage options to meet your organization’s specific requirements, including:

Liquor Sales

Parades

Picnics

Fundraisers

Ball Games

Bingo

Receptions

Hall Rentals

We can review your current policy against your Post’s needs and give you a fair evaluation of the coverage and value you’re getting—or provide you options to get the best, most efficient and cost-effective insurance policy based on your priorities and budget.

Your policy will be placed with insurance carriers rated “Excellent” or higher by A.M. Best and is administered by Lockton Affinity, an industry leader in fraternal insurance program administration.

Call 800.669.9944 today!

Includes hard to cover activities like liquor sales, parades, hall rentals, and more

GET MORE THAN JUST INSURANCE

An active Post is a vital part of its neighborhood, for both its members and the community. From renting your hall for a public event or hosting a private reception, to participating in a parade or fundraiser, we want to help make operating a safe Post as easy as possible.

Let us help you protect your Post and get a great price on your policy. Talk options with a Post insurance expert. Call 800.669.9944 today.

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Alcohol Server Training

Free course on responsible alcohol serving

Loss Control Course

Reduce Post accidents and liability risks

Email Alerts

Newsletter and policy expiration reminders

Incident Reporting Form

Collect and record accident information

Risk Management Presentation

Risk management PowerPoint to share

Safety Newsletter

Risk-management tips and safety tools

HEALTH INSURANCE FOR POST MEMBERS

Through The Post Insurance Program, you have access to affordable individual health insurance plans for Post members and their families through ChooseMylo.com.

You’ll be able to shop options for:

  • Tax credits and cost-sharing reductions
  • Affordable monthly premiums
  • Annual deductibles
  • Co-pays
  • Prescription drug coverage
  • Plan types (HMO, PPO, HSA compatibility)

And, we’ll share everything you need to know about your health coverage and how you can maximize its benefits for you and your family. Our online sign-up and resources make your transition easy.

For more information, call 844.403.4945.

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Don’t wait another year to get a better deal.

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HOW DOES YOUR CURRENT POLICY COMPARE? FIND OUT NOW!

Let our Post insurance experts give you a quick quote to see just how affordable your coverage can be.

PostInsurance@LocktonAffinity.com

call us at 8006699944