If your Post hosts events where alcohol is served, you may face risks that other organizations don't have to think about through dram shop laws. In some cases, you can be sued for the damages caused by an event attendee who's had too much to drink. To protect your Post, it's important to know what [...]
Insurance can be a confusing topic. Unlike other purchases you make for the Post, no instruction manual comes in the box. This can make it hard to know how to use your new insurance, when to make changes and what options you have at renewal. Our customer service team loves hearing from our clients and [...]
Every claim is unique, but some kinds of claims come up more often than others. That's the case with many liquor liability claims, which tend to fall into 3 main categories. If your Post hosts events where alcohol is served, you face a higher risk for these liquor liability claims. Here's what your Post should [...]
Working with vendors can be extremely beneficial to your Post. Specialized vendors that handle your Post's food and beverage, alcohol, cleaning or technical needs can be a big help, boosting efficiency while saving on costs. But working with vendors also presents some challenges. Partnering with a vendor can expose your Post to added risk, so [...]
Things often get busy at the Post, making it easy to overlook when a member, volunteer or guest brings up a complaint. Mistakes and misunderstandings happen every day, even when your Post is led by passionate, hard-working people. While we all would like to minimize our mistakes, how you handle these difficulties is often more [...]
Volunteers help contribute the skills, manpower and enthusiasm your organization needs to succeed without breaking the bank. But bringing new volunteers into your Post also presents risk, and that's why all Posts need to screen volunteers. We would all like the believe volunteers get involved in causes and organizations for the right reasons, but this [...]
Every insurance claim is different, but some common fraternal claims come up more often than others. For Posts, general liability claims, property damage claims and liquor liability claims come up over and over. Your Post is at a higher risk from these common claims, which is why it's important to make sure you're fully covered [...]
It’s the height of summer, and many people are excited to be spending more time outdoors after COVID-related closures. But along with the fresh air and sunshine there is extreme heat that can be dangerous to your health. As your Post schedules activities outdoors this summer, take the heat into account. It could mean the [...]
Employees and volunteers are at the heart of your Post, and as an organization, one of your greatest responsibilities is ensuring they all are adequately protected. You may need Workers’ Compensation and Volunteer Accident Insurance to fully protect them. While your Post likely has Workers’ Compensation coverage if you have employees, it’s important to know [...]
It's not always easy to tell what's wrong when you don't feel well. Some symptoms can go unnoticed, while other signs of serious illnesses are so common we may ignore them. Knowing the signs of serious illnesses like heart attack and stroke helps protect your organization and community and can prevent an otherwise tragic outcome. [...]