These common claims against fraternal organizations can greatly impact your operations, so it is important to be prepared. Read on to learn about common claim examples and how you can prevent them at your organization. Common Insurance Claims at Fraternal Organizations The most common claims fraternal organizations face are due to property damage and [...]
Whether you have been managing your organization’s insurance for months or years, insurance policies can change, your Post may evolve and questions can arise. Browse some of our recent frequently asked questions about Post insurance to stay up-to-date on all things Post insurance. Frequently Asked Questions about Post/Lodge Insurance To get a clearer understanding [...]
Fireworks, parades, tractor pulls, silent auctions, carnivals, bake sales—your organization partakes and hosts all kinds of events. But which events are covered by a basic general liability or umbrella policy and which events need a special event policy? Many activities, including fundraising activities, may require a special event policy due to additional exposures associated with [...]
As your organization changes from year to year, your insurance needs will also change. Whether your Post participates in new activities, hosts new events or has changes to its membership, Lockton Affinity provides access to a variety of insurance policies that can help safeguard your organization throughout it all. You begin hosting events with alcohol [...]
One of the things that can make shopping for insurance for your Post so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it's not always guaranteed. At Lockton Affinity, we aim to provide you [...]
Even with the best training and safety precautions, it's still a possibility that one day one of your workers or volunteers could be hurt in an accident. Even a minor injury could result in a major medical bill, that in turn could lead to a lawsuit for your Post. Employees and volunteers are at the [...]
"Don't put all your eggs in one basket" is a very old saying and, in many ways, it's still the basis for the modern insurance that helps protect your Post. Insurance began with people seeking to control the dangers they faced by spreading out the risk among larger groups of people and making agreements to [...]
Insurance can be a confusing topic. Unlike other purchases you make for the Post, no instruction manual comes in the box. This can make it hard to know how to use your new insurance, when to make changes and what options you have at renewal. Our customer service team loves hearing from our clients and [...]
Every insurance claim is different, but some common fraternal claims come up more often than others. For Posts, general liability claims, property damage claims and liquor liability claims come up over and over. Your Post is at a higher risk from these common claims, which is why it's important to make sure you're fully covered [...]
Employees and volunteers are at the heart of your Post, and as an organization, one of your greatest responsibilities is ensuring they all are adequately protected. You may need Workers’ Compensation and Volunteer Accident Insurance to fully protect them. While your Post likely has Workers’ Compensation coverage if you have employees, it’s important to know [...]