Each day your organization is open, there’s the opportunity for a lot of things to go right. Most days, they do. But every so often, you’ll have a day when something goes wrong. When it does, having the right insurance [...]
Whether your organization operates a bar or hosts events where alcohol is served, organizations that sell or serve alcohol face many risks — the liability of the actions of an intoxicated person, reputational risks and more. Taking care to understand [...]
Originally published in December 2021. Updated November 2025. Posts take pride in decorating their building for festivities throughout the holiday season. Help make sure your holidays are jolly and bright by remembering these holiday decorating safety tips. Indoor Holiday Decorating [...]
Originally published in December 2022. Updated October 2025. Protecting your organization from internal and external theft is an important risk management tactic to reduce loss and claims. Theft may rise as inflation and prices rise, and fraternal organizations become a [...]
Originally published in September 2020. Updated October 2025. Every insurance claim is different, but some common fraternal claims come up more often than others. General liability claims, property damage claims and liquor liability claims are three common types of claims [...]
Originally published in September 2020. Updated September 2025. Volunteers help contribute the skills, manpower and enthusiasm your organization needs to succeed without breaking the bank. But bringing new volunteers into your Post also presents risk, and that’s why all Posts [...]
A culture of safety is important for members and guests alike. That’s why Lockton Affinity, administrator of the Post Insurance Program, offers a robust library of safety resources for fraternal organizations like yours. Free to Posts, resources include risk management [...]
Employment practices liability (EPL) coverage, included in Directors and Officers coverage, deals with hiring, firing and everyday workplace interactions. Employment practices liability claims alleging workplace discrimination or sexual harassment are increasingly common. Members and guests may file an employment practices [...]
As a Post, the safety and well-being of your members are paramount. From handling emergencies with well-stocked first aid kits to ensuring the mental, physical and emotional wellness of your members, there are numerous aspects to consider. Explore this guide [...]
“This policy isn’t really necessary for my organization.” “The insurer doesn’t understand my Post’s needs.” There are plenty of misconceptions about insurance but with the right insurer, your misconceptions and concerns can be put to rest. Read on to learn [...]
LOCKTON AFFINITY, LLC.
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The Lockton Affinity Post Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Sponsors may receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.
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